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Chris1989

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Posts posted by Chris1989

  1. Just found out I am £20-30k short on what I need for a mortgage.

    £85k deposit, earning £42k a year. I want a 5x salary mortgage, and I can only get 4x salary because of high interest rates and the fact i pay for childcare.

    I'm going to have to move in with my parents for a while, but would at least be saving about £1000 a month whilst I am there.

     

    If interest rates dropped to say 4% instead of 5%, I increase my salary by £2k/year, and I stop paying for childcare (finish August 2025) then I will easily get the £190-200k that I want to borrow.

    It's a fucking joke that I can afford the repayments easily, but I can't get the mortgage because Computer Says No.

  2. On 3/10/2024 at 9:23 PM, Gunner Gilby said:

    What's your current situation?

    Getting divorced through a long and painful drawn out distancing of our relationship, which built up to a really poorly handled "I don't love you" from my wife.

    It happened 2 months ago today. I feel like yesterday was the first day that I snapped out of my funk. I thought I had before, but it wasn't real. Today feels better.

    I've just written up our Separation Agreement, to be delivered at the appropriate time.

    • Like 2
  3. 4 hours ago, lame ass security said:

    I think it would be cool to have a heavy bag at home to just pound the fuck out of. 

    It sure is! 

    Considering I am likely to be moving out in the not too distant future I am actually looking for a house with a garage purely for my boxing and gym equipment. I would be gutted to not have that outlet.

    • Like 1
  4. 54 minutes ago, janrichmond said:

    It's taken far too long but the PM has finally addressed the situation regarding the extremists marching/calling for jihad. He acknowledged that antisemitism is on the rise. 

     

    A white PM wouldn't have been able to say that without destroying their career. Amazingly Rishi has had to save it to save his career.

  5. Considering I'm a leading authority in my field, it either says that the people in my field are idiots and I'm just the best of a bad bunch, or that's incorrect.

    The surgeon who did my hip replacements also has tattoos, and he struck me as an intelligent man.

    • Like 1
  6. 11 minutes ago, ZoSoRose said:

    That is always the death blow. I’m sorry man

    Yeah, that was the "I like all the benefits I get of living with you, and I want to keep them all, but I don't want to actually give you any affection in return" message. Hence me ending it instantly.

  7. I ended the relationship last night. Things haven't been progressing. She realises she needs me, but she doesn't love me. 

    The final straw was when she suggested an open marriage. I asked her if she was serious, she said it wasn't ideal but it was an option. I ended it there and then.

    No way am I going to be in a marriage where my wife is fucking other guys. What a heartless and horrible way for her to bring about the end of our marriage.

    • Sad 1
  8. A few nights back, because I am a good person, I spent the evening and night looking after my wife as she simultaneously shit herself and threw up from food poisoning, helped her sweaty fevered body back to the bedroom and got her water whilst she recovered. I stayed in the bed with her to help her as and when she needed it.

     

    Her words 12 hours after the sickness kicked off: "I've been asking myself over the last 24 hours, but particularly since last night, what the hell am I doing?"

     

    I've also been told it's fine to share a bed again. It changes nothing as to how I see things. I am still actively working towards my future goals as a single or married man. At least she seems to be realising how much she has taken me for granted and she is appreciating me somewhat more. 

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