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TheSeeker

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  1. Oh hey - I counted right!

    From a March 2001 Brazilian Journal interview with Beta:

    http://www.gnfnr.dk/phpbb/viewtopic.php?f=19&t=3052

    Quote

    Q: How is the new record going to be?

    Beta: So great. I'm emotionally related to them but I think it will be amazing. It will be released in June or July. They already have 48 songs and the record company is selecting the material.

     

    • Like 4
  2. 18 hours ago, Mangler said:

    Merck said it was't even in the top 15 or something. I don't think it's a big gun.

    Merck was trying to sell a phantom album that was several million dollars over-budget and had demos of many of its songs leaked and in the hands of people who were trying to extort money from the band

    He was probably lying to protect the product

    There's an alternate reality where all the hoarders leaked their demos before 2008 and the album got scrapped - Irving Azoff selling the album to Best Buy and recouping the label's money was a small miracle 

    • Like 1
  3. 2 hours ago, Kasanova King said:

    For starters, anyone in the U.S. that goes to a hospital will get treated.  I's one of the reasons our costs are so high.  Instead of going to a clinic or local doctor folks go to the Emergency Room because they know they will be treated.  That's about 10x the cost.

    We have among the best doctors and hospitals in the world.  That's thanks to competition, good education, etc.

    Many doctors won’t take new Medicaid patients

    Where else then can they go besides the ER? 

    UrgentCares don’t operate in impoverished neighborhoods:

    https://www.google.com/url?sa=i&source=web&cd=&ved=2ahUKEwj8rM32iP3jAhVLdt8KHdrBAcQQzPwBegQIARAC&url=https%3A%2F%2Fwww.bostonglobe.com%2Fmetro%2F2019%2F01%2F12%2Furgent-care-centers-proliferate-mass-but-fewer-low-income-patients-have-access%2FFATkqt7OtDc0sHFupk7eSJ%2Fstory.html&psig=AOvVaw0_oOKfSI95LvO1x_DuLTS_&ust=1565690274964095

    • Like 1
  4. 11 minutes ago, DeadSlash said:

    So to clarify on this, I think it's a combination of me explaining maximum out of pocket poorly, and some of that bad information from politicians that inspired this thread.

    1. The $7k Maximum out of pocket is not a deductible, it's not paid before the insurance kicks in, and the vast majority of people will never ever pay the full $7k.  The maximum out of pocket of $7k is just a lid, a worse case scenario.  A good way to illustrate it would be a hospital stay:

    On Original, government run Medicare, you pay $1,316 if you are admitted to the hospital.  This lasts for 60 days.  So if A Medicare recipient is in for 1 day, or 60, it's $1,316.  This is the part A deductible.  (Side note, after 60 days, if you go back, you pay it again.)  If you are in for more than 60 days in a row, the government charges about $250 from day 61 - 90, you are then out of coverage.  The government gives you 60 lifetime reserve days, at double, or $500 a day and if you exhaust those lifetime reserve days you are not covered at all, and 100% responsible for all costs. There is no cap or protection for seniors, if they run up $500k in bills, they owe $500k

    On a Medicare Advantage plan, you'll have a daily deductible for your first 5 days of approximately $250 a day(it varies from plan to plan, some closer to $500)  Let's say it is $500 a day and take the above scenario^^  If you are in the hospital for 5 days, you owe $2,500 to the insurance company.  At day 60, nothing changes no additional money is owed, same with day 90, or even if you are in a coma and in the hospital for 365 days, you finished paying on day 5, and owe nothing additional.  Where the 7k limit would come into play, it let's say Mom or Dad has 10 separate 5 days stays in the hospital, they would reach their 7k out of pocket limit on the 3rd stay, and the remaining 7 stays would be 100% the insurance companies responsibility.  With a Medicare Advantage plan you are not guaranteed to PAY $7k in a calendar year, you are guaranteed to never pay MORE than $7k per year.  Does that make more sense?

     

    2.  I'm not sure where you heard not deductibles and no out of pocket at all, but that isn't how Medicare works.  Medicare has a Hospital and a medical deductible, and thereafter has an 80/20 split on all part B charges(medical.)   Part A (Hospital) works differently and is explained above.  Medicare does NOT cover RX's.  Rx coverage is only available through private insurance.  Medicare does not have a maximum out of pocket.  IF you are talking about a promise from some politician that there will be no cost involved under "Medicare for all" we can objectively and with 100% certainty call that a disingenuous lie.  How?  How can we so positively make a bold claim that it's a lie "Medicare for all" would have no cost to the patient?  Because Congress LITERALLY just passed a law to eliminate Plan F Medicare supplement policies.  Plan F was/is the most comprehensive plan a senior can get, and it leaves them with little to NO out of pocket costs.  The government has concluded that when you have no risk, you use the plan more and drive up costs for the government.  To be very clear, the United Stated Congress has made it illegal for Medicare recipients to have a plan with "no costs" starting in 2020. The United States Congress passed a law making it MANDATORY that you have costs associated with going to the doctor or hospital.  Whatever politician promises no costs associated with your health care is they are elected is straight up lying to your face and has literally  contributed to eliminating that possibility for people currently on Medicare.

     

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